Saving Money with Your Car

Keeping your car working will help you save a lot of money. Simple things like old spark plugs can lead to problems with the way a car works. Learning how to properly care for your car will allow you to save money from gas mileage to maintenance to a number of other things. Here are a few different ways you can save money in your car.

Find Low-Cost Gas

One way to reduce how much you spend on your car is to shop around for the cheapest fuel prices. You can download a free app to locate nearby gas stations, and sort them by price. Keeping your fuel costs under control will limit how much you spend each month on gas. Some credit cards offer discounts on fuel, and others even provide you with cash back.

Change Your Oil

If you go too long without changing the oil, your car may break down. Some cars will end up running sluggish if the oil is old, or if you push your car past the point where it needs to be changed. Review the vehicle’s operating manual to find out how often you should change your oil. Most vehicles need to be changed every 3,000 to 5,000 miles. To save more money on your car, learn how to change the oil yourself. Changing your own oil can save you $70 or more each year on oil changes.

Change the Air Filter

Another thing you can do to save money on your car is by changing the air filter. The air filter allows the car to have fresh air when you are driving, and it helps to improve the overall gas mileage for the vehicle as well.

Visit: How to Save Money on Gas

Brakes

To save money on expensive vehicle maintenance, plan on doing some repairs on your own. Brake repairs, in particular, can be expensive. Brakes can cost $20 or $75, but the labor can cost upwards of $400 or more. Instead, change your own brake pads, and take the rotors to a local auto shop to have them spun.

Used Parts

Older cars can wear out over time, and the costs to replace tires and other parts can be expensive. Taking your car to a repair shop is a good idea to find out what is wrong, and how much they will charge to fix it. If you are unable to perform the repairs yourself, talk to the mechanic about purchasing used parts. Certain parts are twice as expensive new than used models; used tires can be 30 to 50 percent less expensive from a new set of tires.

Read the Manual

Have you taken the time to read the owner’s manual? There are a lot of helpful facts about your car in the owner’s manual. It can clearly show you how to change a light bulb, a repair that can cost upwards of $100 at some shops. Learning about your vehicle is a simple way to save money on your car.

AudiThis article was written by Vito Sanchez, a car enthusiast who hopes to help you become a better car owner. He writes this on behalf of Workhorse Power Inc., your number one choice when looking for the best engine parts on the market such as their Waukesha VHP series engines. Check out their website and see how they can help you get what you need!

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How to Save Money on Gas

One of the most frequent expenses that plague every car owner is gasoline. The ever-increasing cost tends to limit our travel to going to work or the store and the occasional trip to grandma’s house. The more the price of gas goes up, the more vehicle owners are starting to think about saving gas in every way possible. Luckily, this doesn’t necessarily mean cutting out all extra travel. There are a variety of ways for you and your family to save money on gas and reduce your fuel consumption.

Keep Tires Inflated

Not only is it important to keep your tires inflated for your safety, but it also keeps your fuel consumption at a minimum. Check your owner’s manual to find the exact pressure that your particular vehicle’s tires should be at. Just one tire that is underinflated by two PSI can increase your fuel consumption by one percent.

Avoid Sitting In Idle

If you plan on being in idle for longer than about a minute, you will save more gas by just turning the vehicle off. It requires less fuel to turn the vehicle back on than to let it sit for over a minute on idle.

Know When to Use Cruise Control

Cruise control can be a blessing or a curse when it comes to cutting back on fuel consumption. Cruise control is great for saving gas when you are driving on interstates or highways that are mostly flat. It keeps you going on at a constant speed instead of frequently accelerating and braking, which increases fuel consumption. However, cruise control has the opposite effect when you are driving on a hilly road. It is a better idea to manually drive when on these types of roads.

More: New RV? Here’s What You Need

Avoid Stopping

Accelerating your vehicle from 5 or 10 miles per hour is better on your fuel consumption than going from a complete stop. If a light is red ahead, try slowly coasting toward it so you can avoid having to come to a full stop. If traveling, try taking back roads without lights or go during a time that has light traffic so you can minimize the amount you will have to stop. Obviously, this doesn’t mean break the law. You must stop fully at stop signs, no matter what.

Park in the Shade

Fuel can evaporate from your tank whether you are driving your vehicle or not. By parking in the sun, no matter what the season, you are allowing your fuel to evaporate even though your vehicle isn’t being used. Park in the shade or in a garage whenever possible to keep your fuel in your tank!

These are just a few of the many ways you can save money by using less gas. The more you take care of your vehicle and read up on ways to save fuel, the more your savings will start to pile up. Not only will you be helping yourself, but you will also be helping out the environment as well!

gas fillingWritten by Marc Laferriere, owner of Dents Unlimited, where he and his expert staff provide the best auto repair Columbia MO has to offer. Follow us to keep up to date with automotive industry news and tips!

New RV? Here’s What You Need

By the staff at Quality RV

Purchasing an RV is a large investment, so it’s important to get what you want and need the first time around. Make sure you check out multiple dealers and get a variety of quotes so you know you are getting the most for your money. Once you have decided that you want one, there are a number of questions you need to ask and options you need to consider.

Considerations

After you have made the decision to purchase an RV, there are numerous things you need to consider while searching for the perfect one. The first thing you need to think about, and maybe the most important, is how much your vehicle can pull. The last thing you want to do is buy a beautiful trailer, only to discover that the only way it will be leaving your backyard is if you buy a bigger vehicle to tow it. Check your owner’s manual to find out just how much towing capacity your vehicle has. Also, take into consideration that you will have additional luggage packed into your RV when you go on trips.

You will also want to think about how many people will be residing in your RV at any given time. You won’t want a really small RV if a family of 5 is planning on staying in it every night. On the other hand, if just two people will be using the RV, you don’t necessarily need a big one with a lot of space. Something that goes along with this is sleeping arrangements. Your RV may be big enough to hold five people, but will everyone have somewhere to sleep?

You can check: How To Reduce Auto Insurance Premiums For Teen Drivers

Another big consideration is how much is in your budget. Make sure to determine beforehand how much you can spend on your RV. It is dangerous to go shopping without a limit, but the danger arises when it is for an item that is as costly as this one. Talk over your budget with your spouse or whomever you will be RVing with and stick to it no matter what the salespeople tell you.

Buying New

If you have already been in the RV business or you have a pretty large budget, a new RV is always a great option. When buying new, make sure to ask about the warranty, as well as what is included in the price. Just because fancy amenities are in the RV you toured, doesn’t mean they are included in the base price. If you have some money to work with, ask what the options for upgrades include. If you really want a nice RV, there are a number of fancy amenities you can have installed in yours.

Buying Used

When buying used, there are a few more questions you need to ask. If you plan to buy a motorhome, ask about the mileage put on the vehicle. For both, ask about tire conditions, age, and how well the appliances work. If you have allergies, ask if the previous owner had any animals traveling with them. Also be sure to ask if the previous owner smoked inside the trailer. Make sure you thoroughly check both the exterior and interior for any damage or wear and tear.

RVWhether you have a large budget or a small one, there is an RV out there that is perfect for you. Keep your needs in mind while looking and don’t let salespeople talk you into something you don’t want. Traveling by RV is an experience you will fall in love with, and a great RV will only make it better. Happy hunting!

Quality RV is located at the Lake of the Ozarks and is one of the leading RV Dealers Missouri has to offer. They serve cities in the state such as Columbia, Springfield, Kansas City and St. Louis.

How To Reduce Auto Insurance Premiums For Teen Drivers

Teens are fresh behind the wheel, and many get their license right when they turn sixteen. It can be a benefit for parents because they don’t have to drive their kids around anymore, but it can also be a huge burden because the rate of auto insurance premiums for teens can be through the roof. If there are any measures you can take to decrease your teens’ premium, you will want to take advantage of them, because they can have a huge impact on the total cost of insurance for your family and help save you a lot of money.

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 Generation to Generation

 One of the best ways to reduce auto insurance premiums for teens is to give them an older car. Insurance for new cars is always going to be higher than that of an old junker, especially so for new drivers. Although they may want that brand new Mustang for their sixteenth birthday, you may want to hold off on getting it for them until they graduate college, because premiums for a teen driver on an expensive car are going to cost a fortune.

 If your car isn’t worth very much you will also be able to drop your collision coverage, which is a huge chunk of an insurance premium. If your car is newer and worth a lot, you will probably want to have collision insurance, especially if the person driving it doesn’t have a lot of experience. If you haven’t bought a car for your teen yet, make sure you call your insurance company and get a quote on how much the insurance premiums will be before you decide to purchase a car, because the price can vary a lot depending on the make, model and year.

More: Important Facts to Know About Car Title Loans

 Ask for Discounts

 Another way to save money on auto insurance premiums for the teens in your family is to ask about discounts. Some insurance companies have discounts on insurance premiums for kids with good grades. You can also try to get more discounts on premiums by driving an environmentally friendly hybrid car at most insurance agencies.

 Drive Safe

 An obviously big way to save on insurance premiums for teens, and for anyone, is to drive safely and not get in any accidents or get any speeding tickets. Speeding tickets and accidents can increase your premiums dramatically, and will completely wipe out any other savings that you have tried to do. So if you’re only going to do one thing to lower your premiums as a teen it should be to drive safely and follow the speed limit. Because no matter how good your grades are or how little your car is worth, your insurance premiums will still be high if you are getting into a lot of accidents or getting a lot of speeding tickets.

 As a parent of a teen, chances are you are either paying for your teen’s insurance or contributing to the payments. Since you don’t have control over your teen’s driving habits, there are still a few ways that you can help lower your teen’s insurance premiums. One thing that you can do is to use one insurance company for all of your policies, which includes home, auto, renters, life, etc. Most, if not all, companies offer discounts for people with multiple policies to promote customer loyalty. So don’t fret if your teen’s insurance premiums look shockingly large at first, there are ways to lower them. If you have more questions about lowering your insurance, try calling your insurance agent.

 Stephanie Wilmsmeyer is an auto insurance agent for State Farm in Columbia, Mo. Find her on Google+ and find out what she can do for your auto insurance policy.

Important Facts to Know About Car Title Loans

Running short of money when it is urgently needed is not a very good place to be. There are few options available for those with less than stellar credit. Car title loans are an increasingly popular way to receive a fast monetary loan for emergencies.

Car Title Loans

How Do Car Title Loans Work?

These loans are created to assist people that need a quick loan when other loans are unavailable. There is no need to go through any type of credit check, which makes them easier to apply for and receive. An automobile must be put up for collateral in exchange for loan monies. Only the vehicle owner can apply for the loan.

How to Qualify

In order to apply for a car title loan, you must be the legal owner of the vehicle put up for collateral. This means you own clear title and have the paperwork to prove ownership. Another requirement is that all applicants must be at least 18 years old.

The type of vehicle you use to get the loan is open to all cars, trucks, vans and even motorcycles.

How Much Money Can You Borrow?

The amount of money you can borrow depends on the current assessed value of your vehicle. Go ahead and state your desired loan amount on the application. Approval is fairly quick.

There are online places such as Loan Mart where you can apply for a car title loan. Make sure you are prepared with all the information required to fill out the application.

Take these steps first to ensure you’ve got all your ducks in a row. You might even want to start a folder to help organize all the paperwork you’ll need. It’ll save you time and grant you peace of mind throughout the process. Whatever your reason is for needing an auto title loan, just remember that you will only get through the situation with a positive attitude. You can get cash in a hurry for now.

Checklist: Tips for Reducing the Cost of Ownership of Any Car

Auto title loans as a method of helping people who cannot get traditional bank lending products because of issues like bad or poor credit or self-employment. Understand that even people with low credit scores have times when they need cash now, and work to fill that need. The reason this loan product works is that the car itself is the collateral for the loan. Are only able to make loans to you based on the vehicle’s actual value and your ability to repay the loan. At the same time, you retain the use of the car.

Loan Mart believes in being financially responsible and in helping customers do the same. Set up the loan based on your ability to pay it back and if something comes up that changes that, Work with you to help you get back on track. Provide all the information you need to know about how the loan works and the repayment terms so you can decide whether or not it is right for you.

Tips for Reducing the Cost of Ownership of Any Car

If you are looking at the cost of ownership for Toyota cars or any other cars on the market, you are probably interested in reducing this cost. After all, a car’s cost is not merely the gas that you put into it or the payments that you make on your loan. There are many other ways to save money, and these tips will help you out.

cost of ownership car

1. Do not put off your oil changes.

People often forget to have the oil changed or they just skip it because they do not want to spend the money. However, there is no easier way to avoid a serious breakdown than changing the oil on schedule.

2. Look at the vehicle’s information screens.

Many new cars come with information screens built right into the dash that tell you all sorts of things, such as how much air is in your tires or how hot the engine is. Scroll through these from time to time to check on all of the data. You can often spot a problem before it really becomes an issue, meaning that it will cost you far less to fix.

Checklist: 5 Essential Safe Winter Driving Tips for Truckers

3. React immediately when you think that something is wrong.

If you think there is a problem – due to a strange noise that you hear when you drive, for example – do not put off having a certified technician look at the car. The damage is probably just going to get worse with time, meaning it would cost more.

When purchasing a brand new automobile you want to make sure you purchase one which will long outlive its repair costs. With countless automobiles to select from it’s easy to obtain swept up into the looks and style of an automobile, as an alternative to considering what’s sensible and most expense efficient. Just before beginning your new vehicle search you want to research the most trustworthy automobiles and after that choose style options from there.

Besides giving you miles of reliable service, several Toyota vehicles are recognized for their excellent fuel economy. The amount of power and torque that can be accomplished while keeping a respectable gas mileage rating is as equally amazing. Using a Toyota vehicle you’re most likely to go extended distances just before needing to refuel, even when you have to carry other people or stuff. This can be the case for so long as your own personal your Toyota.

Like many people, you may probably replace your vehicle using a newer model. When that time comes, you’ll be able to take satisfaction in understanding that your Toyota has retained its value far much better than many competing brands. That is good news no matter whether you trade within your vehicle or sell it yourself. And, you’ll be able to be assured that whoever becomes the new owner of the previous Toyota may also take pleasure in a lot of miles of beneficial life. By driving a Toyota, you are supporting an automaker that continuously seeks to improve its item while enhancing future vehicles with new technologies.

5 Essential Safe Winter Driving Tips for Truckers

Safety is important for truck drivers, regardless of what season it is. However, in the wintertime, safety is even more vital. Ice, sleet, and snow can create problems for four-wheel drivers – so you can imagine what kind of risks it can create for truckers. There are many safety precautions you must follow when the snow is coming down hard. With a truck that size and with that many wheels, your response time needs to be almost instantaneous, so it is critical to always be alert and on the ready. You just never know when you have to slam on your breaks. Here are five essential safe winter driving tips for truckers.

Winter Driving Tips

  1. Keep your eyes peeled. Winter driving safety starts with a sense of always being on the ready. Not only do you want to keep your mirrors positioned accordingly – so that you can see your blind spots – but you also have to be constantly aware of the road. In the wintertime, you shouldn’t only be thinking of the cars in front of you-you also want to think about the fourth or fifth row of cars in front of you.
  2. Have your breaks inspected? Your truck’s breaks are an essential factor in your ability to be safe on the road. Without properly maintained and tuned-up breaks, your truck could actually be a safety hazard. If you visited BestDriverJobs.com and got a job with a truck driving fleet, there is a good chance that your employer inspects your breaks for you, but that doesn’t mean you shouldn’t do a quick inspection yourself. For instance, if you hear any loud noises or creaking – or if you notice signs of wear and tear – be sure to get your breaks fixed immediately.
  3. Check your tire tread. If you drive an eighteen-wheeler, you should make sure that each and every tire is working in tip-top condition. Not one of your tires should be showing signs of wear or flattening tread. If you see any issues with your tread, you want to replace the tire immediately. If you are traveling on icy roads, you certainly don’t want to take the chance. Also, you may want to keep an extra couple of pairs of tire chains in your truck – just in case.
  4. Keep your speed to a minimum. In the winter, it is important to keep your truck in the slow lane. The last thing you want to do on icy roads is run your truck faster than it should go because this can increase the chances of your truck hydroplaning. When large truck hydroplanes, not only can you be in danger – so can everyone else who is on the road.
  5. Keep jumper cables in your truck. You never know when your battery is going to die. The last thing you want is to have your truck blocking traffic in low visibility on the side of the road. Not only that, but you want to stay warm too. In the end, jumper cables are a simple solution to what could become a big problem.

More: 5 Things to Keep in Mind When Purchasing a Classic Car